Track every subscription
See monthly recurring spend, upcoming renewals, due dates and active services in one focused dashboard.
Track. Control. Save.
The free subscription tracker app that never touches your bank.
PayClear helps you organize subscriptions, trials and recurring bills with local reminders, spending limits, bill splits and clear recurring spend insights. No account, no bank sync and no PayClear subscription.
Scan to downloadOpens the right storeGoogle Play or App StoreNo account required
No bank connection
Local reminders
Data stays on your device
Built for recurring costs
Everything visible in the app is focused on clarity before money leaves.
Stay ahead of free trials
Track trial end dates, adjust the first charge and decide before a trial turns into regular spend.
Set spending limits
Create local weekly, monthly or yearly limits and get alerts as your active subscriptions approach them.
Split shared bills
Calculate each person's share for recurring costs and copy or share a clean payment card.
Understand your spending
Review recurring spend by currency, profile and category so you can see what needs attention.
Simulate savings
Estimate monthly, yearly and long-term savings from subscriptions you may want to cancel.
How PayClear works
Manual tracking, clear reminders and no bank access.
PayClear is intentionally different from bank-connected finance apps. You enter the recurring payments you care about, keep dates visible and use local tools to review renewals before they become background spending.
Add subscriptions manually
Create a private list of streaming services, app plans, cloud tools, memberships and other recurring payments.
Review renewals and trials
Track next payment dates, free trial endings and reminder timing without sharing transaction history.
Decide what to keep
Use spending limits, bill splits and cancellation savings to understand what deserves another month.
Trials and renewals
Decide before a renewal becomes a surprise.
Add the services you want to track, keep renewal dates visible and schedule one or more local reminders before a charge arrives. Trials can be reviewed, adjusted, marked as regular or canceled.
Control the spend
Split shared bills and see what cancellation could save.
PayClear includes practical tools for recurring costs: bill split cards for shared services, configurable limits, near-limit alerts and a cancellation savings view for active subscriptions.
Private by design
No bank sync. No login flow. Local database.
PayClear is built for manual tracking. It does not require an account, does not connect to your bank and keeps your tracker data on your device.
No account
No bank connection
Local database
Private, not automatic
PayClear helps you track subscriptions. It does not read your bank account.
The privacy promise is simple and specific: PayClear is a manual subscription tracker. It is useful when you want recurring payment visibility without connecting Plaid, card accounts or transaction feeds.
No bank credentials
No transaction scanning
No account required for core tracking
Local-first tracker data
Manual backup and CSV export
Google Play available now
Premium without another subscription
Useful for free. One-time unlock when you want more.
PayClear is built to reduce subscription stress, so premium is a Lifetime unlock instead of another monthly bill. Free users can track the core value first.
Free
- Up to 5 active services
- Dashboard and upcoming review
- Core local reminders
- Backup, restore and CSV export
- Light ads may appear
Lifetime
- Unlimited active services
- No ads
- App Lock
- Savings Simulator
- Premium Reports
- One-time purchase
Real app screens
A clearer view of recurring money.
Screenshots show sample subscription data and the core PayClear flows for tracking, reminders, limits and insights.
Dashboard
Reminders
Limits
Insights
Guides
Learn how PayClear helps with recurring payments.
Subscription tracker
Track subscriptions, renewals and recurring costs in one private place.
Free trial reminder
Review free trial end dates before the first paid charge.
Bill reminder
Remember repeating bills, shared subscriptions and upcoming renewals.
No-bank tracker
Track recurring payments without linking your bank or creating an account.
Manual subscription tracker
Add services yourself and keep subscription tracking private by design.
Subscription reminder app
Use local reminders to review renewals and trial endings before charges arrive.
Subscription spending tracker
Understand monthly recurring spend, limits and cancellation savings.
Subscription tracker for Android
Track subscriptions on Android with PayClear's private, local-first app.
Track streaming subscriptions
Keep streaming renewals, trials and shared plans visible before they charge again.
Shared subscription bill splitter
Split recurring subscriptions and shared plans without a spreadsheet.
Subscription cancellation savings
Estimate how much canceling unused subscriptions could save over time.
Recurring payment tracker
Track repeating payments, subscriptions and renewals in a private app.
Subscription tracker without Plaid
Track recurring payments manually without Plaid, bank sync or transaction scanning.
PayClear vs bank-connected trackers
Compare PayClear's manual privacy-first model with automatic bank-connected apps.
Best private subscription tracker
Learn what makes a subscription tracker private and where PayClear fits.
Best subscription tracker app
Find the best subscription tracker app for privacy, features and value in 2026.
Subscription manager app
Organize all your recurring payments in one private subscription manager.
How to track subscriptions
Step-by-step guide to finding, organizing and managing every recurring payment.
Cancel unused subscriptions
Find forgotten subscriptions and estimate how much you can save by canceling.
Free trial tracker app
Track free trial end dates so you never get charged for something you did not want.
Free subscription tracker app
Track subscriptions for free with core reminders, dashboard and CSV export.
Manage recurring payments
Track bills, subscriptions and regular charges in one private dashboard.
Stop wasting money on subscriptions
Find unused subscriptions, review renewals, and make recurring spending intentional.
Subscription cost calculator
Calculate monthly and yearly subscription costs, then plan practical savings.
Family subscription manager
Organize shared plans, bill splits, and household renewal decisions.
Subscription tracker with no login
Track renewals privately without a PayClear account or bank connection.
Subscription tracker USA
Track US subscriptions, free trials, and bills without a US bank connection.
PayClear vs Rocket Money
Compare PayClear's private manual tracking with Rocket Money's bank-connected model.
PayClear vs Truebill
Truebill (now Rocket Money) vs PayClear — bank scanning vs manual privacy-first tracking.
PayClear vs Mint
A focused subscription tracker alternative for former Mint users without bank linking.
PayClear vs Bobby app
Compare PayClear with Bobby and find an Android subscription tracker alternative.
PayClear vs Trim
Compare a private Android tracker with Trim's subscription-manager approach.
PayClear vs Copilot Money
Compare focused Android subscription tracking with broad linked-account finance tools.
Start tracking
Take back control of recurring payments.
Download PayClear on Google Play or the Apple App Store.
FAQ
Subscription tracking, without the usual trade-offs.
Does PayClear connect to my bank?
No. PayClear is a manual subscription tracker. It does not connect to your bank, scan transactions or ask for bank credentials.
Can PayClear remind me before free trials renew?
Yes. You can track free trial end dates and schedule local reminders before a trial turns into a paid charge.
Is PayClear another subscription?
No. PayClear has a free plan and an optional one-time Lifetime unlock for premium features.
What subscriptions can I track with PayClear?
You can track any recurring payment: streaming services like Netflix, Hulu, HBO Max and Disney+, music apps like Spotify and Apple Music, cloud storage, AI tools, software, gaming, fitness memberships and more.
Is PayClear really free?
Yes. The free plan lets you track up to 5 active services with core reminders, dashboard, backup, restore and CSV export. Premium features are available through a one-time Lifetime purchase.
How does PayClear remind me about renewals?
PayClear uses local device notifications. You can schedule one or more reminders before each renewal date. No server, no account and no internet connection required for reminders to work.
Can I track subscriptions in different currencies?
Yes. PayClear supports multiple currencies so you can track subscriptions billed in USD, CAD, EUR, GBP and other currencies side by side.
Does PayClear sell my data?
No. PayClear is private by design. Your subscription data stays on your device. PayClear does not collect, store or sell your financial information.
How do I split a shared subscription with PayClear?
Use the bill splitter feature to calculate each person's share of a recurring cost. You can copy or share a clean payment card with the breakdown.
What is the difference between PayClear and Rocket Money or Truebill?
Rocket Money (formerly Truebill) requires bank access through Plaid to scan your transactions. PayClear is manual by design: you add only the subscriptions you want to track, without sharing bank credentials or transaction history.
Can I export my subscription data?
Yes. PayClear supports CSV export and local backup and restore, so you always have control over your data.
How do I set spending limits for subscriptions?
Create weekly, monthly or yearly spending limits in PayClear. The app alerts you as your active subscriptions approach or exceed your configured limit.
Is PayClear available for iPhone?
Yes. PayClear is available on Google Play for Android and on the Apple App Store for iPhone.
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